Understanding your options
General information to help you feel more informed and confident about your finance decisions.
General information only. The content on this page is general in nature and does not constitute personal financial advice. It does not take into account your individual objectives, financial situation, or needs. Before making any financial decisions, consider whether the information is appropriate for your circumstances and seek independent professional advice if needed.
BuyingWhat is pre-approval?
Pre-approval gives you an indication of how much a lender may be willing to lend, but it's not a guarantee. Here's what to know.
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FundamentalsUnderstanding LVR (Loan-to-Value Ratio)
LVR can influence your interest rate, whether you need Lenders Mortgage Insurance, and how a lender views your application. Here's a general overview.
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RefinancingWhen might it be time to refinance?
There are several reasons homeowners consider refinancing, and some important factors to weigh before making a change.
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BuyingHome loan document checklist
A general guide to the types of documents lenders commonly request as part of a home loan application.
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Self-EmployedDocuments for self-employed borrowers
Self-employed applicants are often asked for additional documentation. Here's a general overview of what lenders may request.
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FundamentalsFixed vs. variable rates: a general comparison
Fixed and variable rates each come with potential benefits and considerations. Here's a general look at how they differ.
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BuyingFrom approval to settlement: what to expect
Once your loan is approved, there are still several steps before settlement day. Here's a general overview of the process.
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